Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content How Does an Umbrella Insurance Policy Work? If you have a lot to lose, an Umbrella policy could be exactly what you need. Preparing for the Expected You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health. Teen Drinking and Your Liability Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.